概述
Mynthy is a powerful, privacy-first personal finance app for Windows —
built for people who want full control of their money without handing
their data to a cloud service or paying a monthly subscription.
No bank connections. No accounts. No subscriptions. Just you and your
finances, stored privately on your own device.
TRACK EVERY ACCOUNT IN ONE PLACE
Add all your accounts — checking, savings, cash, credit cards,
investments, and loans. Each account gets its own beautifully designed
card with a custom gradient and color, giving you a real banking-app
experience right on your desktop.
ENVELOPE BUDGETING THAT ACTUALLY WORKS
Set monthly spending limits for every category — food, rent, transport,
entertainment, and more. Watch your budget envelopes fill in real time
as you log transactions. Get warned before you overspend, not after.
KNOW YOUR NET WORTH AT ANY MOMENT
Mynthy automatically calculates your total assets, total liabilities,
and net worth. Track how your wealth grows over time with a clear
historical graph — month by month, year by year.
LOG INCOME, EXPENSES, AND TRANSFERS IN SECONDS
Add transactions in a few clicks. Categorize them. Link them to
accounts. Mynthy instantly updates your budgets, net worth, and
reports — no manual calculations needed.
NEVER MISS A RECURRING BILL
Set up recurring transactions for rent, salary, subscriptions, and
regular expenses. Mynthy automatically processes them on schedule and
alerts you when bills are coming due.
SAVE TOWARD GOALS
Create savings goals with a target amount and deadline. Track your
progress visually and add funds whenever you're ready. Celebrate when
you hit your target.
BEAUTIFUL REPORTS AND EXPORTS
Understand your finances with monthly summaries, category breakdowns,
income vs expense charts, and account history graphs. Export your
transactions as CSV or generate PDF reports to keep records.
MULTI-CURRENCY SUPPORT
Manage accounts in different currencies. Mynthy uses live exchange
rates when available, with offline fallback rates so the app always
works — even without internet.
YOUR DATA STAYS YOURS
Everything is stored locally in a database on your device. No cloud
sync, no account creation, no privacy risk. Back up your data to any
folder — including OneDrive or Dropbox — and restore it anytime.
WHO IS MYNTHY FOR?
— Freelancers and self-employed professionals tracking irregular income
— Families managing household budgets across multiple accounts
— Anyone tired of paying $100/year for YNAB or Quicken
— People who want a private, offline alternative to web-based finance apps
— Anyone who has tried spreadsheets and wants something that actually
looks good and stays organized
WHY MYNTHY INSTEAD OF THE COMPETITION?
Most personal finance apps are subscription-based, require you to
connect your bank account, and store your data on their servers.
Mynthy is a one-time purchase. Your data never leaves your device.
There are no monthly fees, no renewals, and no hidden costs — ever.
Pay once. Use forever.
特性
Beautiful account cards with custom gradients — like a real banking app
Envelope budgeting — set monthly limits per category and track in real time
Net worth tracker with historical graph — watch your wealth grow over time
Income, expense, and transfer logging with categories and account linking
Recurring transactions — auto-process bills, salary, and subscriptions
Savings goals with visual progress tracking and milestone celebrations
Monthly reports, category breakdowns, and income vs expense charts
CSV and PDF export for records and tax preparation
Multi-currency support with live exchange rates and offline fallback
100% offline — all data stored locally, no accounts, no cloud, no subscriptions
. Backup and restore your data to any folder including OneDrive or Dropbox
One-time purchase — pay once, use forever, no renewals
此版本中的新增功能
Fixed Issues in This Release: 1.2.2
✅ Original 3 critical bugs (transfers, colors, transaction form)
✅ localStorage quota handling
✅ Date parsing validation
✅ Modal backdrop safety
✅ Debt calculator division by zero
✅ Memory leaks and performance issues
✅ 17 total bug fixes across the entire applicatio
系统要求
适用平台:电脑
操作系统:Windows 10 版本 17763.0 或更高版本
键盘:集成键盘
鼠标:集成鼠标
内存:1 GB
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