Your budget. Your computer. Your control. Budget Unplugged brings your accounts, spending, budgets, bills, savings goals, investments, and reports together in one Windows desktop app. Plan your money without a subscription or a cloud account. KEEP YOUR FINANCES UNDER YOUR CONTROL Your financial database stays encrypted on your PC. Budget Unplugged does not upload your financial records to developer-operated servers. Core budgeting works offline, without connecting your bank. BUILD A BUDGET THAT FITS YOUR LIFE Organize monthly spending into flexible buckets and categories. See what you have spent, what remains, and how your savings goals are progressing. Plan upcoming bills and recurring transactions with a calendar view. BRING YOUR ACCOUNTS TOGETHER Track checking, savings, cash, credit cards, loans, and investment accounts. Enter transactions manually or import CSV and OFX files with duplicate checks, transfer matching, and review before importing. CONNECT YOUR BANK ONLY IF YOU CHOOSE Optional Bank Sync uses a separate SimpleFIN Bridge subscription purchased directly from SimpleFIN. Connect supported USD checking, savings, and credit-card accounts, retrieve activity while Budget Unplugged is open, and review transactions and suggested balances before applying them. Budget Unplugged does not collect/store your bank sign-in credentials. SEE THE BIGGER PICTURE Explore spending reports, cash flow, net worth, debt projections, and investment holdings. Customize your Dashboard and print reports for your records. PROTECT YOUR WORK Create password-protected portable backups, restore earlier saved data, and keep an encrypted recovery copy for reinstalling on the same Windows account. Separate local profiles help keep different budgets organized. Guided onboarding, an optional tour, and built-in help make it easier to get started. Internet access is required for the optional Bank Sync and market-price lookups. SimpleFIN is a separate third-party service with its own subscription. Check SimpleFIN for banking institution availability.

Keep your financial records in an encrypted database on your PC Core budgeting works offline without a Budget Unplugged account or bank connection Separate local profiles with guided onboarding Checking, savings, cash, credit-card, loan, brokerage, and certificate-of-deposit accounts Flexible monthly budgets with buckets, categories, and spending progress CSV and OFX import with review, duplicate checks, transfer matching, and saved column mappings Transaction search, filters, splits, categorization rules, and merchant tracking Recurring income, expenses, bills, and calendar planning Savings goals with contribution and withdrawal tracking Reconcile accounts and review statement differences Debt Planner and loan amortization projections Brokerage holdings, purchases, sales, dividends, and reinvestment Customizable Dashboard and printable financial reports Cash-flow forecasts, spending trends, net-worth views, and budget performance Password-protected backups, encrypted restore points, and same-PC reinstall recovery Optional SimpleFIN Bank Sync with review before import; separate subscription required Global Search, contextual F1 Help, Guided Tour, and optional feature guides

Improved Bank Sync brokerage account importing.